Money To Burn
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Side 2
Side 2
Side 1 says...
I have been in school for the past two years. My husband and I have been living together for four years. Before these past two semesters, and last summer (thank you recession) I have always been able to carry my end of the financial burden. I only occasionally had to ask my loving, wonderful, hard working husband for a loan. This past year I could not do that for the sake of getting higher marks in a larger number of courses. I had to rely on him and he did it gracefully, but I could see the stress and toll it was taking on him. After 5 months hes clearly exhausted. This summer I am practically guaranteed a well paying job thanks to the courses I was taking. I can resume my share of the bills, and will even have savings for next year. I want to just stall the bill collerctors for the next month and a half until I can get work. My husband wants to pay the bills now, even though he's exhausted and he deserves to have some money for himself after all this time. Is it wrong to avoid some debt collectors who will only be two months behind thanks to his diligence in order to lighten his load?
Added by caroline_1 (female)
Side 2 says...
Darling,
The bills we can pay now should be paid now. The level of stress of collectors calling for another month or two far outweighs any other stress toll. On the glass half-full way of looking at it, the level of satisfaction and accomplishment of paying debt sooner outweighs paying it later. It makes good financial sense to pay debts sooner because it is less interest on that debt later. Paying it later only hurts us more financially, which is also, the very cause of your emotional stress.
Also, when I asked you what you'd do if our roles were reversed, you said you'd slap me in the back of the head.
So there's something in your mind that thinks you have to be responsible to get great marks, get a good job and pay all the bills, and anything less is simply cause to shrivel into a heap of pride-less self-inflicting shame? Is all this emotional "gain" for you worth the financial stress of paying more interest and dealing with more obtrusive collectors? You have set yourself up for disappointment, no one can do really well in a full-time school program and keep up bills without some support, there simply isn't enough time or energy ro go around. So I see you hurting yourself by expecting the impossible.
Also, when we first lived together, you wanted to split all costs in half, and we kept track for a year and a half, and after you not being able to keep up your half, it was decided that it simply didn't matter, and that when we both have proper careers, you can pay me back in several years down the road. So, though you helped a lot over the years, the toll on me is in fact more than you think, and though this may seem like this point is helping your case, in fact, that toll is actually one of the smallest sources of stress in my life.
We've invested in one another and I'm very pleased and have no doubts the money crazy world won't be something that weighs us down. The best way of doing this, is to pay the bills as the money rolls in. I don't need extra cash to make up for it, just some warm soup and conversation with you is enough.
-Fitz
The bills we can pay now should be paid now. The level of stress of collectors calling for another month or two far outweighs any other stress toll. On the glass half-full way of looking at it, the level of satisfaction and accomplishment of paying debt sooner outweighs paying it later. It makes good financial sense to pay debts sooner because it is less interest on that debt later. Paying it later only hurts us more financially, which is also, the very cause of your emotional stress.
Also, when I asked you what you'd do if our roles were reversed, you said you'd slap me in the back of the head.
So there's something in your mind that thinks you have to be responsible to get great marks, get a good job and pay all the bills, and anything less is simply cause to shrivel into a heap of pride-less self-inflicting shame? Is all this emotional "gain" for you worth the financial stress of paying more interest and dealing with more obtrusive collectors? You have set yourself up for disappointment, no one can do really well in a full-time school program and keep up bills without some support, there simply isn't enough time or energy ro go around. So I see you hurting yourself by expecting the impossible.
Also, when we first lived together, you wanted to split all costs in half, and we kept track for a year and a half, and after you not being able to keep up your half, it was decided that it simply didn't matter, and that when we both have proper careers, you can pay me back in several years down the road. So, though you helped a lot over the years, the toll on me is in fact more than you think, and though this may seem like this point is helping your case, in fact, that toll is actually one of the smallest sources of stress in my life.
We've invested in one another and I'm very pleased and have no doubts the money crazy world won't be something that weighs us down. The best way of doing this, is to pay the bills as the money rolls in. I don't need extra cash to make up for it, just some warm soup and conversation with you is enough.
-Fitz
Added by fitzwilliam (male)
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